The Challenges Banks Face When They Reach $10 Billion in Assets – and How to Respond to Them

Banks with assets in excess of $10 billion are subject to a wide variety of new regulatory requirements that smaller community banks are not required to meet. Crossing the $10 billion threshold can cause banks to incur significant costs and complications. This article offers an overview of the challenges facing such banks in nine specific areas, along with links to the relevant regulatory guidance and insights into useful strategies for addressing the issues.